Lady Insurance LLC
Terms and Conditions
Effective Date: November 2, 2026
By accessing or using this website, you agree to these Terms and Conditions.
These Terms apply to Lady Insurance LLC (“we,” “our,” or “us”) and ladyinsurance.org.
Services
Lady Insurance LLC provides insurance information, quote assistance, plan comparisons, and application or enrollment assistance for products we are authorized to offer.
Product availability, coverage, premiums, benefits, and eligibility vary by location, carrier, individual circumstances, and applicable eligibility or underwriting requirements. We do not guarantee eligibility, approval, coverage, enrollment, pricing, or acceptance into any specific plan or policy.
No Obligation
Contacting us or providing information does not obligate you to purchase, apply for, or enroll in an insurance product. Our services are intended to help you understand available options and make informed decisions.
SMS Program and Messaging
Program name: Lady Insurance LLC SMS Program.
SMS messages are sent only to individuals who expressly opt in through a separate, explicit SMS consent process. Calling us or providing a phone number does not constitute SMS consent.
Depending on the consent provided, messages may include responses to inquiries, quote or coverage follow-ups, appointment reminders, application or enrollment communications, policy updates, and customer service communications. Marketing messages require separate consent.
Message frequency varies. Message and data rates may apply.
SMS Opt-Out and Assistance
Reply STOP at any time to unsubscribe. You may receive one final message confirming your opt-out. No further messages will be sent through that program unless you opt in again.
Reply HELP for assistance or call (915) 317-4000. SMS consent is optional and is not a condition of purchasing goods or services.
Communication Preferences
When you contact us, you request that we respond using the contact information you provide, subject to applicable consent requirements. SMS communications require separate, express opt-in.
Wireless carriers are not liable for delayed or undelivered messages.
Age Requirement
You must be at least 18 years old to request services through this website or enroll in our SMS program.
Insurance Disclaimer
Information on this website or in our communications is general and does not guarantee coverage, benefits, eligibility, pricing, enrollment, or policy issuance.
Coverage is governed by the applicable carrier’s policy documents, including terms, exclusions, limitations, and eligibility or underwriting requirements. Review all applicable plan and policy documents before purchasing or enrolling.
Medicare-Related Information
Lady Insurance LLC is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every Medicare plan available in your area. Visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for information about all available Medicare options.
User Responsibilities
You agree to provide accurate information and use this website lawfully. You may not submit fraudulent information, interfere with website operations, or violate the rights of others.
Limitation of Liability
To the extent permitted by law, Lady Insurance LLC is not liable for decisions made solely from general information provided through this website, SMS, email, or other informational materials. Nothing in these Terms limits rights or liability that cannot legally be limited.
Third-Party Services and Privacy
Our website may link to third-party websites or services. We do not control their content or practices, and their own terms and privacy policies may apply.
Our collection and use of personal information is described in our Privacy Policy.
Changes and Contact
We may update these Terms periodically. Updates become effective when posted with a revised effective date. Continued website use after an update constitutes acceptance. Changes do not create or expand SMS marketing consent.
Lady Insurance LLC
2829 Montana Ave Ste 213
El Paso, TX 79903
(915) 317-4000
