There are different health insurance companies with different coverage levels such as: gold, silver and bronze. There are also different options, such as: HMO’s vs PPO’s coverage through Obamacare, or coverage by employment.Deciding what is the best plan for you and your family among so many options can be very confusing. Lady insurance manages several health insurance companies and helps you decide to choose your health plan by making it easier for you to compare them and explain your different options. All of this in only one place so you can make the right decision that fits your needs.

The enrollment period is from November 1st to December 15th 2020 and coverage begins on January 1st, 2021. If you do not choose a health plan during these dates, you will be without coverage for 2021 unless you qualify for a special enrollment period. It is possible to enroll outside of the enrollment period if you have experienced any changes in your lifestyle, such as: Loss of health insurance from your job, changing your address to another state, birth of a child, marriage or divorce, loss of coverage through CHIP or medical or any other event that changes your health insurance plan.

Medicare Advantage plan also known as Medicare part C is a plan that will give you all the benefits of, Medicare part A and B and also include additional coverage such as: Prescription drugs, dental benefits, vision benefits, gym, hearing aids, emergency devices, Over-the-counter medications, transportation and more.

Finding a Medicare Advantage plan can be complicated as the price of the plans, benefits and even where you live can vary.

Lady insurance is here to help you out comparing between plans, working side by side having in mind your preferences and needs.

Final expense plans are designed to help families cope with bereavement rather than worrying about burial expenses or other expenses the deceased may have left behind, such as medical bills or debt. No one knows exactly what the future holds. Nontheless, it is certain that one day we will die and one way of holding ourselves accountable to our family members, is to leave them financially protected.

You do not have to die to get benefits.When you have life insurance, you must die for your family member to get such a benefit. This does not have to happen with us. We know someday we are going to die but the thing we ignore is: Are we going to get sick? How many people know who suffered from cancer or suffered a cardiac arrest? And they almost lost everything. I offer you a life coverage that will help you in case of suffering a critical, chronic or terminal illness in which you could receive from 50 to 95 percent of your coverage in advance. That way you can assure protection for your home, cover your debts or focus on your health. Because it will not be more important to work one more day. But to live one more day.